Last updated: April 2026
Who We Are
Portfolio Literacy is an independent financial education blog operated by a licensed Certified Public Accountant (CPA). The author holds an active CPA license and brings professional finance, accounting, and tax knowledge to the content published here. However, Portfolio Literacy is not a registered investment advisor, broker-dealer, financial planner, or licensed financial advisor. The CPA credential reflects expertise in finance, accounting, and taxation, not a license to provide personalized investment advice.
No Personalized Financial Advice
All content on Portfolio Literacy, including blog posts, calculators, portfolio updates, videos, emails, and any other materials, is provided for general informational and educational purposes only. Nothing on this site should be construed as personalized financial, investment, tax, or legal advice tailored to your specific situation.
Every investor’s financial situation is unique. What works for the author’s personal portfolio may not be appropriate for yours. Before making any investment or financial decision, you should consult with a qualified and licensed financial professional who can evaluate your individual circumstances, goals, and risk tolerance.
No Client Relationship
Reading, subscribing to, or interacting with Portfolio Literacy does not create a client relationship of any kind, including a CPA-client relationship, an attorney-client relationship, or a financial advisor-client relationship. The author’s CPA credential is disclosed for transparency and credibility purposes only.
Investment Risk
All investing involves risk, including the potential loss of principal. Past performance, including any results shared from the author’s personal portfolio, does not guarantee future results. References to historical returns, dividend yields, ETF performance, or any financial metric are provided for educational context and are not a guarantee of similar results for any reader.
Alternative investments, private credit, real estate platforms, and other non-traditional assets discussed on this site carry additional risks including illiquidity, limited regulatory oversight, and potential total loss of invested capital. These investments may not be appropriate for all investors.
Forward-Looking Statements
Some content on Portfolio Literacy may include forward-looking statements, projections, or commentary about future market conditions, asset class performance, or investment strategies. These statements are based on the author’s personal opinion and analysis at the time of writing. They are not predictions and should not be relied upon as such. Market conditions change rapidly and actual outcomes may differ materially from any projections discussed.
Affiliate Disclosure
Portfolio Literacy participates in affiliate marketing programs. Some posts and pages contain affiliate links, meaning if you click a link and open or fund an account with a third-party platform, Portfolio Literacy may receive a commission at no additional cost to you. Affiliate relationships do not influence editorial content or the author’s personal opinions. All affiliate partners are disclosed within the relevant post or page. The author personally invests with platforms recommended on this site where noted.
Tax Information
While the author is a licensed CPA, any tax-related content on Portfolio Literacy is provided for general educational purposes and reflects general U.S. tax principles as understood at the time of writing. Tax laws change frequently. This content does not constitute tax advice for your specific situation. Consult a licensed tax professional or CPA for advice on your personal tax circumstances.
External Links
Portfolio Literacy may link to third-party websites for reference, informational, or educational purposes. We are not responsible for the accuracy, completeness, or content of any external site. Linking to a third-party site does not constitute an endorsement of that site or its products.