Portfolio Literacy

Required Rate of Return Calculator

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Required Rate of Return Calculator

Required Rate of Return Calculator

Enter your current principal, contribution plan, and time frame. Pick a goal (or type your own), and we’ll compute the annual return you’d need to hit it.

Tip: Select a preset or choose “Custom” and type any target amount.
Set how often below (monthly, quarterly, or annually).
Compounding matches the contribution frequency.

Rate of Return Calculator Details

This Required Rate of Return Calculator helps investors and savers understand exactly how much growth their portfolio needs to reach a specific target. By entering your current principal, contribution schedule, time horizon, and financial goal, the tool calculates the annual return necessary to hit that milestone. Whether you’re aiming for $100K, $500K, $1M, $10M, or a custom target, the calculator adjusts for monthly, quarterly, or annual contributions and shows you the implied periodic rate, total contributions, and effective annual growth rate (CAGR). Use this calculator to plan realistic investment strategies, compare different savings scenarios, and measure how achievable your long-term financial goals are.

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Maybe you have your rate in mind but are looking for what your target value will be? Try out the future value calculator instead.

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