Portfolio Literacy is dedicated to transparency and promoting free financial literacy for everyone. Here are Portfolio Literacy’s latest blog posts. If you are looking for specific topics, the categories are at the bottom of this page.
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How to Reach $100K Invested in 3 Years?
The first $100K invested is a b*tch! Reaching $100K invested within three years requires a solid plan and consistent effort but I know you are willing to do it. Start by setting clear financial plan and assessing your current financial health to understand where you stand and what you need to adjust. It’s important to…
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How to Increase Your Income Over the Next 3 Years
Finding ways to boost your income takes planning and effort, but it can lead to greater financial stability and peace of mind. To increase your income over the next three years, you need to focus on your skillset and earning your income rather than what is in your portfolio. This means not just relying on…
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Future Value Calculator
Future Value Calculator Future Value Calculator Current Balance ($): Periodic Investment Amount ($): Annual Interest Rate (%): Number of Periods (years): Compounding Frequency: MonthlyQuarterlyAnnually Calculate Total Future Value: $0.00 Principal Payments: $0.00 Interest Earned: $0.00 Investing your money is one of the smartest financial decisions you can make. Whether you’re saving for retirement, planning a…
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The Poor Man’s Alternative Assets
When most people think about investing, their minds immediately jump to traditional financial assets—stocks, bonds, and real estate investments. But there’s an entirely different class of assets out there, one that doesn’t require a ton of upfront capital and can provide uncorrelated returns with the proper time investment: what I like to call the “Poor…
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4 Financial Habits You Need to Develop in Your 20s
Your 20s are a time of big changes and new responsibilities. It’s also when you start making important money choices that can affect your future. Learning good money habits now can set you up for success later on. Developing strong financial habits in your 20s can help you build wealth and reach your goals faster.…
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Portfolio Update: September 1st, 2024
I want to share my portfolio to provide a learning experience for others based on my failures and successes, to be transparent about my personal financial interests, and to gain feedback from others. The plan is to make these portfolio updates on a somewhat regular basis. I will include snapshots of my portfolio from Google…
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Family Office Portfolio Allocation Data
When it comes to managing significant wealth, a family office has become the gold standard for the ultra-wealthy. These entities, often private firms established to manage and preserve the wealth of affluent families, are known for their tailored approach for the family’s goals. One of the critical aspects of their operations is asset allocation, a…
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What is Reinvestment Risk and Why is it Important?
Reinvestment risk is a critical concern for anyone invested in debt securities or who have positions they are going to exit with a high return. It refers to the risk that an investor will not be able to reinvest their income or capital at the same rate of return as their original investment. This risk…
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I Just Graduated College, How Do I Build Wealth?
Congratulations on graduating from college! Stepping out into the world can feel overwhelming, but it’s also a great time to start thinking about achieving your goals in life and how to build wealth to achieve those goals, after all money is only a tool for you to live the life you want to live. Thankfully,…
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What is the 60/40 Portfolio Allocation?
A 60/40 portfolio allocation is a common investment strategy where you allocate 60% of your assets to stocks and 40% to bonds. This balance aims to combine the growth potential of stocks with the stability of bonds. Many investors turn to this strategy to mitigate risk while seeking steady returns. This type of portfolio is…