Portfolio Literacy is dedicated to transparency and promoting free financial literacy for everyone. Here are Portfolio Literacy’s latest blog posts. If you are looking for specific topics, the categories are at the bottom of this page.
-
How to Start an Income Portfolio with 100K
Building an income portfolio that you can reliably live off takes time and can be a financial strategy if you want to live off your portfolio distributions. By carefully selecting dividend stocks and other income-generating assets, you can create a reliable income stream. This approach can potentially turn your initial capital into a source of…
-
10 Personal Finance Do’s for 2025
In the ever-evolving landscape of personal finance, staying informed and adaptable is key to navigating the complex financial decisions you face in 2025. As this new year unfolds, it’s essential to evaluate and refine your financial habits to ensure stability and growth. Why should you focus on your personal finance strategy this year? With constant…
-
Your Net Worth Does Not Explode After 100K
If you’ve spent even a little time in the personal finance corner of YouTube, you’ve likely come across a catchy, clickbait title: “Your Net Worth Explodes After $100K.” It’s a bold claim—an enticing promise that reaching this magical milestone will catapult your financial growth into the stratosphere. But is it true? Does your net worth…
-
5 Ways to Add Real Estate to Your Portfolio
Adding real estate to your portfolio can be a strategic move to enhance financial stability. It gives you the chance to branch out from traditional investments like stocks and bonds, helping reduce the impacts of market fluctuations. As you explore this sector, consider how such assets can align with your financial goals and risk tolerance.…
-
How to Become Debt Free in 2 Years
Becoming debt free in two years might seem like a daunting task, but with the right plan and determination, it is a realistic goal. By understanding your finances and creating a strategic debt reduction plan, you can turn financial burdens into financial freedom. The journey requires evaluating your current financial situation, cutting unnecessary expenses, and…
-
How Does Yield on Cost Work for Dividend Stocks?
Investors looking to maximize their dividend returns in the stock market often turn to dividend stocks that will provide them a high yield on cost in future years. Yield on cost helps you assess the long-term profitability of your investments by comparing the current dividend yield against the original cost of the stock. This offers…
-
How to Invest in Real Estate with Fundrise?
Fundrise is a unique platform that has made real estate investment accessible to more people by using crowdfunding techniques. Fundrise allows individuals to invest in private real estate investments with far less capital than traditional methods require. This approach gives investors the chance to diversify their portfolios with alternative investments. Founded in 2012, Fundrise stands out…
-
What is Private Credit and How Can I Add It to My Portfolio?
Private credit became a hot topic in recent years as the Fed started rate hikes in March of 2022. Private credit involves investments in non-bank lending to private companies. Private credit can provide steady returns and reduce overall risk through varied investment vehicles however the asset class comes with its own risks. Private credit can…
-
Portfolio Update: January 1st, 2025
Happy New Year everyone! Before 2024 ended, I made some changes to my portfolio to position myself for long term tax savings by maxing out contributions to my IRA & HSA accounts. I am really happy for how 2024 went and I am looking forward to what 2025 has in store. Portfolio Allocation: Cash &…
-
Portfolio Literacy in 2025: The Next Chapter
As we step into 2025, I’m excited to share the evolving direction of Portfolio Literacy. This past year has been about laying the foundation—building tools like the Future Value of Investments Calculator, exploring portfolio risks every investor faces, and discussing the fundamentals of financial literacy. Now, it’s time to take things a step further. In…