Your Dividends Each Year
| Year | Starting Balance | Annual Dividend | After-Tax Dividend | Yield | Yield on Cost | After DRIP Value | Price Increase | Annual Contribution | New Balance | Cumulative Dividends |
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Dividend Portfolio Calculator
Our Dividend Portfolio Calculator is designed to help you model the long-term growth of a dividend-focused investment strategy. By entering your starting balance, annual contributions, dividend yield, dividend growth, and share price appreciation, you can see how your portfolio might grow over time.
This dividend portfolio calculator is perfect for income investors who want to estimate:
- How much dividend income their portfolio can generate each year.
- The impact of reinvesting dividends through DRIP (dividend reinvestment plans).
- The effect of taxes on dividend income in taxable vs. retirement accounts.
- How dividend growth and stock price appreciation change the yield on cost over decades.
Unlike a simple investment growth tool, this calculator focuses on the unique aspects of dividend investing. You’ll get a year-by-year breakdown of your portfolio’s starting balance, dividend income, reinvested dividends, contributions, and ending balance. This makes it easier to plan for long-term income needs and compare different portfolio strategies.
Why Use a Dividend Portfolio Calculator?
Dividend investing is popular because it provides both cash flow and growth potential. Whether you’re building a retirement portfolio, supplementing income, or compounding wealth through reinvestment, this calculator helps you understand how your dividends could accumulate over time.
With adjustable settings for dividend growth and share price growth, you can compare conservative and aggressive scenarios. The tool also accounts for different payout frequencies (monthly, quarterly, semi-annual, or annual), giving you a more realistic picture of how your dividend income is distributed.
How to Use the Calculator
- Enter your starting portfolio balance.
- Add your expected annual contributions.
- Input the dividend yield of your investments.
- Adjust the dividend growth rate and share price growth rate.
- Choose whether to reinvest dividends (DRIP) or take them as cash.
- Compare the results in both taxable and tax-advantaged accounts.
The result is a customized projection of your potential dividend portfolio performance.