Category: Taxes
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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How to Build Wealth 100K in Annual Income?
Building substantial wealth with 100K in annual income is achievable through financial planning and disciplined investing. You’re in a strong position to create lasting financial security by maximizing your earning potential while maintaining smart money habits. You can build significant wealth with $100K by investing 20-30% of your income consistently every year, maximizing tax-advantaged retirement…
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Roth vs. Traditional IRA: Which is Right for Your Portfolio
When it comes to retirement planning, IRAs (Individual Retirement Accounts) are some of the most powerful tools at your disposal. But not all IRAs are created equal. The choice between a Roth IRA and a Traditional IRA isn’t just a financial decision—it’s a bet on your future circumstances, tax bracket, and retirement strategy. In this…
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Building an Aggressive Portfolio in Your 20s
Building an aggressive portfolio in your 20s can be a powerful strategy to increase your wealth over time. At this age, you’re in a great position to take on more risk, as you have plenty of time to recover from potential downturns. An aggressive portfolio, usually weighted heavily toward stocks and other risky assets that…
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I Just Graduated College, How Do I Build Wealth?
Congratulations on graduating from college! Stepping out into the world can feel overwhelming, but it’s also a great time to start thinking about achieving your goals in life and how to build wealth to achieve those goals, after all money is only a tool for you to live the life you want to live. Thankfully,…
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What Are Municipal Bonds?
If you’re looking into investment options, you’ve likely come across municipal bonds. Municipal bonds are debt securities issued by state and local governments to finance public projects like roads, schools, and hospitals. They are appealing to many investors because of their tax advantages; interest earned on these bonds is often exempt from federal income tax…