Category: Real Estate Investing
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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Building a 50/30/20 Portfolio as a Boglehead Investor
One of the most common frameworks in personal finance is the 50/30/20 budget rule: 50% of income goes toward needs, 30% toward wants, and 20% toward savings. But what if you flipped that logic and used it as a way to structure your investment portfolio? That’s where the 50/30/20 portfolio comes in. As a Boglehead-style…
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The Growing Opportunities for Retail Investors in Alternative Investing
Alternative investing has long been the domain of large institutions and high-net-worth individuals. Family offices, pension funds, endowments, and sovereign wealth funds have relied on these asset classes for decades to diversify portfolios and capture returns that don’t move in lockstep with public equities or bonds. For average retail investors access to alternatives has been…
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The Rise of the 50/30/20 Portfolio Allocation
In the world of personal finance and investment strategy, portfolio allocation remains a cornerstone of wealth building. For decades, conventional wisdom has prescribed variations of the 60/40 portfolio—60% equities, 40% bonds—as the go-to mix for balanced, long-term investing. In recent years, that allocation has started to show its age, especially in the face of prolonged…
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How Would a Boglehead Invest in Private Credit?
Investing in private credit presents an interesting question for followers of the Jack Bogle investment philosophy. While a Boglehead traditionally focuses on low-cost index funds and publicly traded securities, private credit exists outside this familiar territory. This asset class, which includes direct lending and other non-bank financing, has gained attention for potentially higher yields in…
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Reducing Your Portfolio Beta with Private Credit
In today’s incredibly volatile markets, finding ways to reduce your portfolio’s overall risk without sacrificing returns remains a top priority for investors. Private credit has emerged as a compelling option to achieve this balance, offering potentially attractive yields with lower correlation to public markets. Adding a strategic allocation to private credit can meaningfully reduce your…
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How to Start an Income Portfolio with 100K Net Worth
Building an income portfolio that you can reliably live off takes time and can be a financial strategy if you want to live off your portfolio distributions. By carefully selecting dividend stocks and other income-generating assets, you can create a reliable income stream. This approach can potentially turn your initial capital into a source of…
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5 Ways to Add Real Estate to Your Portfolio
Adding real estate to your portfolio can be a strategic move to enhance financial stability. It gives you the chance to branch out from traditional investments like stocks and bonds, helping reduce the impacts of market fluctuations. As you explore this sector, consider how such assets can align with your financial goals and risk tolerance.…
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How to Invest in Real Estate with Fundrise?
Fundrise is a unique platform that has made real estate investment accessible to more people by using crowdfunding techniques. Fundrise allows individuals to invest in private real estate investments with far less capital than traditional methods require. This approach gives investors the chance to diversify their portfolios with alternative investments. Founded in 2012, Fundrise stands out…