Category: Personal Views
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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Your Net Worth Does Not Explode After 100K
If you’ve spent even a little time in the personal finance corner of YouTube, you’ve likely come across a catchy, clickbait title: “Your Net Worth Explodes After $100K.” It’s a bold claim—an enticing promise that reaching this magical milestone will catapult your financial growth into the stratosphere. But is it true? Does your net worth…
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Portfolio Update: January 1st, 2025
Happy New Year everyone! Before 2024 ended, I made some changes to my portfolio to position myself for long term tax savings by maxing out contributions to my IRA & HSA accounts. I am really happy for how 2024 went and I am looking forward to what 2025 has in store. Portfolio Allocation: Cash &…
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Portfolio Literacy in 2025: The Next Chapter
As we step into 2025, I’m excited to share the evolving direction of Portfolio Literacy. This past year has been about laying the foundation—building tools like the Future Value of Investments Calculator, exploring portfolio risks every investor faces, and discussing the fundamentals of financial literacy. Now, it’s time to take things a step further. In…
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The 2025 Portfolio Outlook by Portfolio Literacy
As we close the chapter on 2024 and enter 2025, I want to share thoughts for the upcoming year when it comes to 2025 portfolio positioning through various asset classes. We will look at each asset class and elaborate on how you may want to position your portfolio and how I plan to allocate in…
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How to Use Your Free Time to Get Your First $100K Invested
Balancing your 9 to 5 job with building your financial future may seem challenging, but it’s entirely possible when you use your free time wisely. Your evenings and weekends are valuable opportunities to make substantial progress toward your first $100K invested. Focusing these precious hours on side hustles, learning about investing, and gradually increasing your…
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Building an Aggressive Portfolio in Your 20s
Building an aggressive portfolio in your 20s can be a powerful strategy to increase your wealth over time. At this age, you’re in a great position to take on more risk, as you have plenty of time to recover from potential downturns. An aggressive portfolio, usually weighted heavily toward stocks and other risky assets that…
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Portfolio Update: November 15th, 2024
This portfolio update is a little later than anticipated just because so much has been happening the last few weeks. I know everyone who is invested in US public markets has done well in recent weeks, myself included. Remember, everyone is a genius in a bull market. I remember after a previous +100% return investment…
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5 Ways to Simplify Your Finances to Have Peace of Mind
Managing your finances doesn’t have to be overwhelming. Here are 5 ways you can simplify your finances so you gain control and clarity, which can significantly reduce stress. Streamlining your finances not only enhances your peace of mind but also improves your overall quality of life. In a rapidly changing economic world, adopting simpler financial…
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Private Equity is not Ruining America, it is Running It
Private equity (PE) has long been a misunderstood player in the world of finance, often vilified as a destructive force that prioritizes profits over people. Critics argue that private equity firms are responsible for the downfall of businesses, job losses, and economic disparities. However, this narrative fails to account for the significant value PE creates…
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How to Reach $100K Invested in 3 Years?
The first $100K invested is a b*tch! Reaching $100K invested within three years requires a solid plan and consistent effort but I know you are willing to do it. Start by setting clear financial plan and assessing your current financial health to understand where you stand and what you need to adjust. It’s important to…