Category: New Investors
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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VOO and Chill: Adapting Your Portfolio Strategy with Age
Investing in a single index fund, such as the Vanguard S&P 500 ETF (VOO), has become a popular strategy for its simplicity and potential to mirror the performance of the broader market. Often dubbed “VOO and Chill,” this approach advocates for long-term investing without frequent adjustments, under the assumption that the market will generally appreciate…
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What are the Different Asset Classes to Know as you Begin Investing?
Investing can seem daunting, especially for beginners who are just starting out. With so many investment options available, it’s easy to feel overwhelmed and not know where to begin investing. However, investing is an essential step towards financial growth and security, and it’s never too early or too late to start. It’s important to begin…
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What is the Difference Between Asset Allocation and Asset Location?
Asset allocation and asset location are two fundamental concepts in investment strategy that have a profound impact on your financial planning and tax efficiency. While they may sound similar, they serve different purposes in managing your investments. Asset allocation involves determining the mix of investment types—such as stocks, bonds, and cash—that best suits your risk…
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Building Your Emergency Fund: Strategies for Financial Security
Building an emergency fund is a foundational step toward achieving financial security and building your wealth. Life is full of surprises, and not all of them are pleasant; unexpected events such as medical emergencies, job loss, or urgent home repairs can put a significant strain on your finances. By setting aside money specifically for unforeseen…