Category: New Investors
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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The 2025 Portfolio Outlook by Portfolio Literacy
As we close the chapter on 2024 and enter 2025, I want to share thoughts for the upcoming year when it comes to 2025 portfolio positioning through various asset classes. We will look at each asset class and elaborate on how you may want to position your portfolio and how I plan to allocate in…
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5 Investments that Will Provide a Real Return
In today’s financial landscape, finding reliable investments that offer a real return can be challenging. With inflation impacting the purchasing power of your money, it’s essential to focus on assets that can outpace rising costs. Real return refers to the actual gain on an investment after accounting for taxes and inflation. Investors seek opportunities that…
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Roth vs. Traditional IRA: Which is Right for Your Portfolio
When it comes to retirement planning, IRAs (Individual Retirement Accounts) are some of the most powerful tools at your disposal. But not all IRAs are created equal. The choice between a Roth IRA and a Traditional IRA isn’t just a financial decision—it’s a bet on your future circumstances, tax bracket, and retirement strategy. In this…
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Do I Bonds Fit Into Your Portfolio in 2025?
Assessing the role of I Bonds in your investment portfolio in 2025 is a significant consideration, particularly in an uncertain future when it comes to inflation. These bonds are specifically designed to protect against inflation, which may be a critical factor given the fluctuating rates experienced in recent years. As low-risk investments backed by the…
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How to Reduce Inflation Risk in Your Portfolio
To safeguard your investments, understanding how inflation can impact your portfolio is crucial. Inflation risk can erode your purchasing power over time, affecting your long-term financial goals. By implementing strategies that account for inflation, you can protect your investment portfolio and maintain your wealth over time. Adjusting your approach involves being mindful of economic growth…
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How to Use Your Free Time to Get Your First $100K Invested
Balancing your 9 to 5 job with building your financial future may seem challenging, but it’s entirely possible when you use your free time wisely. Your evenings and weekends are valuable opportunities to make substantial progress toward your first $100K invested. Focusing these precious hours on side hustles, learning about investing, and gradually increasing your…
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Building an Aggressive Portfolio in Your 20s
Building an aggressive portfolio in your 20s can be a powerful strategy to increase your wealth over time. At this age, you’re in a great position to take on more risk, as you have plenty of time to recover from potential downturns. An aggressive portfolio, usually weighted heavily toward stocks and other risky assets that…
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5 Ways to Simplify Your Finances to Have Peace of Mind
Managing your finances doesn’t have to be overwhelming. Here are 5 ways you can simplify your finances so you gain control and clarity, which can significantly reduce stress. Streamlining your finances not only enhances your peace of mind but also improves your overall quality of life. In a rapidly changing economic world, adopting simpler financial…
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Growing a 100K Boglehead Portfolio to $1M Net Worth
Growing your net worth from $100K to $1M may seem challenging, but by starting your 100K Boglehead portfolio and continually investing, you will be on the path to $1M. This investment philosophy emphasizes simplicity and a long-term perspective, making it an excellent choice for new investors. By focusing on a diversified portfolio and minimizing costs,…
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How to Diversify Your +100K Dividend Portfolio
When managing a 100K dividend portfolio, diversification is key to mitigating risks and ensuring steady growth. You want a mix of high-yield dividend stocks and reliable growth companies. By diversifying your +100K dividend portfolio, you protect your investments against market volatility while securing consistent income through dividends. This strategy requires a careful selection process to balance…