Category: Experienced Investors
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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How to Reduce Inflation Risk in Your Portfolio
To safeguard your investments, understanding how inflation can impact your portfolio is crucial. Inflation risk can erode your purchasing power over time, affecting your long-term financial goals. By implementing strategies that account for inflation, you can protect your investment portfolio and maintain your wealth over time. Adjusting your approach involves being mindful of economic growth…
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5 Ways to Simplify Your Finances to Have Peace of Mind
Managing your finances doesn’t have to be overwhelming. Here are 5 ways you can simplify your finances so you gain control and clarity, which can significantly reduce stress. Streamlining your finances not only enhances your peace of mind but also improves your overall quality of life. In a rapidly changing economic world, adopting simpler financial…
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How to Structure a Portfolio of Alternative Assets (+$50M)
We previously covered JP Morgan’s analysis of family office portfolios, and they showed that on average, the wealthiest families invest 50% of their entire portfolio in alternative assets. So many aspire to build their wealth to be like these families, having tens or even hundreds of millions of dollars in assets, but wonder how they…
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Growing a 100K Boglehead Portfolio to $1M Net Worth
Growing your net worth from $100K to $1M may seem challenging, but by starting your 100K Boglehead portfolio and continually investing, you will be on the path to $1M. This investment philosophy emphasizes simplicity and a long-term perspective, making it an excellent choice for new investors. By focusing on a diversified portfolio and minimizing costs,…
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What Is Credit Default Risk and How Can You Mitigate It In Your Portfolio?
Credit default risk is a crucial concept for anyone involved in lending or investing. It refers to the chance that a borrower won’t be able to make the required payments on their debt obligations. This failure to pay can affect the investor or lender’s financial health and decision-making process. Understanding this risk can help you…
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What Does Hurdle Rate Mean?
Understanding financial terms can be challenging, but it’s crucial for making informed investment decisions. The hurdle rate is the minimum rate of return that an investor expects to earn when deciding if an investment or project is worth pursuing, or if resources should be allocated elsewhere. For businesses, setting an accurate hurdle rate ensures that…
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How Does Option Wheeling Work?
Understanding “Option Wheeling” can be tricky, but it doesn’t have to be. This strategy involves selling put options to possibly buy stocks at a lower price. Once you own the stocks, you sell call options to generate income. This cycle continues, creating a wheel of potential profit. Option wheeling allows you to earn income from…
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Future Value Calculator
Future Value Calculator Future Value Calculator Current Balance ($): Periodic Investment Amount ($): Annual Interest Rate (%): Number of Periods (years): Compounding Frequency: MonthlyQuarterlyAnnually Calculate Total Future Value: $0.00 Principal Payments: $0.00 Interest Earned: $0.00 Investing your money is one of the smartest financial decisions you can make. Whether you’re saving for retirement, planning a…
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Family Office Portfolio Allocation Data
When it comes to managing significant wealth, a family office has become the gold standard for the ultra-wealthy. These entities, often private firms established to manage and preserve the wealth of affluent families, are known for their tailored approach for the family’s goals. One of the critical aspects of their operations is asset allocation, a…
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What is Reinvestment Risk and Why is it Important?
Reinvestment risk is a critical concern for anyone invested in debt securities or who have positions they are going to exit with a high return. It refers to the risk that an investor will not be able to reinvest their income or capital at the same rate of return as their original investment. This risk…