Category: Experienced Investors
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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3 Reasons Why Illiquid Assets Can Be Good for Your Overall Portfolio
In today’s investment landscape, portfolio diversification extends beyond traditional stocks and bonds. Many investors overlook the potential benefits of adding illiquid assets in private markets to their financial strategy. These investments, which cannot be quickly converted to cash without potential loss of value, offer unique advantages worth considering. Illiquid assets can help diversify your portfolio…
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How to Understand Credit Spreads in Bonds?
In the complex world of financial markets, credit spreads serve as crucial indicators of risk perception and economic health. When you examine credit spreads, you’re looking at the difference in yield between two debt securities with similar maturity dates but different credit ratings. Credit spreads represent the additional yield investors demand as compensation for taking…
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What is Private Credit and How Can I Add It to My Portfolio?
Private credit became a hot topic in recent years as the Fed started rate hikes in March of 2022. Private credit involves investments in non-bank lending to private companies. Private credit can provide steady returns and reduce overall risk through varied investment vehicles however the asset class comes with its own risks. Private credit can…
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How to Invest in Real Estate with Fundrise?
Fundrise is a unique platform that has made real estate investment accessible to more people by using crowdfunding techniques. Fundrise allows individuals to invest in private real estate investments with far less capital than traditional methods require. This approach gives investors the chance to diversify their portfolios with alternative investments. Founded in 2012, Fundrise stands out…
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The 2025 Portfolio Outlook by Portfolio Literacy
As we close the chapter on 2024 and enter 2025, I want to share thoughts for the upcoming year when it comes to 2025 portfolio positioning through various asset classes. We will look at each asset class and elaborate on how you may want to position your portfolio and how I plan to allocate in…
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5 Investments that Will Provide a Real Return
In today’s financial landscape, finding reliable investments that offer a real return can be challenging. With inflation impacting the purchasing power of your money, it’s essential to focus on assets that can outpace rising costs. Real return refers to the actual gain on an investment after accounting for taxes and inflation. Investors seek opportunities that…
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How to Reduce Inflation Risk in Your Portfolio
To safeguard your investments, understanding how inflation can impact your portfolio is crucial. Inflation risk can erode your purchasing power over time, affecting your long-term financial goals. By implementing strategies that account for inflation, you can protect your investment portfolio and maintain your wealth over time. Adjusting your approach involves being mindful of economic growth…
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5 Ways to Simplify Your Finances to Have Peace of Mind
Managing your finances doesn’t have to be overwhelming. Here are 5 ways you can simplify your finances so you gain control and clarity, which can significantly reduce stress. Streamlining your finances not only enhances your peace of mind but also improves your overall quality of life. In a rapidly changing economic world, adopting simpler financial…
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How to Structure a Portfolio of Alternative Assets (+$50M)
We previously covered JP Morgan’s analysis of family office portfolios, and they showed that on average, the wealthiest families invest 50% of their entire portfolio in alternative assets. So many aspire to build their wealth to be like these families, having tens or even hundreds of millions of dollars in assets, but wonder how they…
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Growing a 100K Boglehead Portfolio to $1M Net Worth
Growing your net worth from $100K to $1M may seem challenging, but by starting your 100K Boglehead portfolio and continually investing, you will be on the path to $1M. This investment philosophy emphasizes simplicity and a long-term perspective, making it an excellent choice for new investors. By focusing on a diversified portfolio and minimizing costs,…