Category: Credit Investing
I am a CPA Candidate sharing my experience building my portfolio while in my 20s. During this process of sharing information online I hope to increase free financial literacy access for all.
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Why Exposure to Private Markets Provides Better Portfolio Performance
Investing in private markets can significantly enhance your portfolio performance. Private markets offer diversification and can provide resilience during market downturns. By allocating assets into private equity, private debt, and real estate, you tap into sources of return less correlated to the public markets. Exposure to private markets enables you to optimize performance while managing…
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How Does Bond Laddering Work?
Investing wisely in fixed income can be challenging, especially in fluctuating markets. Bond laddering offers a strategic way to manage your investments by staggering the maturity dates of multiple bonds. This helps you achieve regular income and risk management by holding bonds until they mature. Imagine having a series of bonds that mature at different…
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How Do Bonds Work: An Investor’s Guide to Debt Securities
Bonds act as loans that investors provide to governments and corporations for funding, in return the investor receives a (most often times) fixed rate of return on their capital. When an entity issues a bond, it is essentially borrowing funds from the bondholder and in return provides them with periodic interest payments. At the end…